The New York State Association of Realtors is providing 2000 first time homebuyer grant for low to moderate income households in the state of New York.
For this program, a first time home buyer is someone who has not owned a home for 3 years and does not own any income or investment property anywhere in the world.
In Onondaga County, buyers must have an income of no more than $49,049. You are also required to qualify for a mortgage before applying for the grant.
If you are in this income level and have been thinking about buying a home, you owe it to yourself to call me. I'll help you find a lender and get you pre approved and then you can apply for the grant.
The grant application is not that long or hard, just one page of filling it out, you need to submit your 2009 taxes, fill out a one page form, and answer 3 questions:
1. How has your volunteerism affected your community and what to do you plan to
contribute to your new community?
2. How would receiving this grant affect your ability to purchase this residence?
3. How would purchasing this home affect your quality of life?
Even if you are not sure if you can qualify for a loan, call me at 315-395-7523. I will set you up with a lender who will be able to tell you what to do in order to buy a home. Even if you don't qualify right now there are steps you can take to repair your credit in order to become a homeowner. It might even be sooner than you think!
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